Located in the popular & quaint Pleasure Beach Community. You know this home is something special from the minute you walk in the front door with the open living room/dining room that opens to the deck, featuring a beautiful fireplace, a bookcase/hutch built-in surround and hardwood floors. Just a few steps up from the great room is a spacious sun-filled family room with 3 walls of windows & plenty of room to work from home. The very good-looking, well-appointed kitchen has granite countertop, high end cabinets, a tile backsplash & floor. The generous primary bedroom suite with a large sitting area also features French doors to the deck. The primary bath has a large stall shower with a pedestal sink & bead board wainscoting. The primary bedroom has two large closets & a large sized stackable washer/dryer in the closet. The large level back & side yards are the perfect spot to entertain or spend time with family and friends. There is also a storage/gardening shed. The garage under the home opens to both the house & the basement, creating an ideal entry for inclement weather days. Enjoy this year-round beach community near downtown Niantic with many shops and restaurants. Waterford is located halfway between NYC and Boston is on Long Island Sound with many parks like Harkness Memorial Park, Waterford Beach Park, and Mago Park. The Eugene O'Neil Theater and the CT College Arboretum are also located in Waterford. Deadline for P&S by Monday, 11/18 at noon
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 10.3 x 12.3 | Main |
Bedroom 2 | Wall/Wall Carpet | 10.0 x 10.0 | Main |
Family Room | Wall/Wall Carpet | 12.0 x 19.0 | Main |
Great Room | Built-Ins,Fireplace,Hardwood Floor | 17.0 x 20.0 | Main |
Kitchen | Remodeled,Granite Counters | 13.2 x 9.6 | Main |
Primary BR Suite | Bedroom Suite,Full Bath,Walk-In Closet | 15.0 x 24.0 | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $334 | $334 | $334 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,178 | $2,122 | $2,692 |
Total Monthly Payment | $2,587 | $2,531 | $3,101 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.