Open House 11/16 @ 11-1PM
Charming, meticulously maintained red brick ranch home situated on beautiful corner Lot that's a 5 minute walk to the Beach or 3 minutes to Gonzales Park. Built with handicap accessibility, home features wide doorways & halls with easy transition btw rooms. Some updates are needed, but property is move-in ready with original wood parkay flooring & double-paned windows. Cozy Living Room is centered around a wood-burning Fireplace. Separate Dining Room with sliding glass doors that open to backyard. Spacious eat-in Kitchen with plenty of cabinets & countertops along with a gas stove. Large Primary Bedroom with ensuite Primary Bathroom with step-in shower. Second Bedroom is also large. Third Bedroom is non-conforming & offers flex space for Bedroom, Office or Den. Attached one-car Garage with shelving & storage. Additional concrete pad with gated fencing for RV or boat storage. New Roof 2024. Pre-cut plywood hurricane shutters. Transferrable Termite Bond.
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Our Executive Mortgage Banker:
Our Insurance Division:
$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $480,000 | $480,000 | $480,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $274 | $274 | $274 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,274 | $3,190 | $4,048 |
Total Monthly Payment | $3,640 | $3,556 | $4,414 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.