This Florida style home is a unique, eclectic, and vibrant space brimming with character. The master bedroom and loft are located on the top floor, featuring an expansive open balcony, while a guest suite on the main floor ensures the home is spacious and ideal for entertaining. The attached efficiency at the rear of the home includes a bedroom and bath, which can easily be integrated into the main house or transformed into a separate studio, lounge, or home office. The home boasts beautiful pine wood flooring throughout, with tile in the kitchen, and a cathedral ceiling with transom windows that offer stunning views of the main highlight—the large front balcony overlooking Sandpiper Street! The garage provides space for 2-car tandem parking with additional room for a workshop, storage, and more, plus a covered carport that accommodates two more vehicles-plenty of space for your car collection, motorcycle, bikes, or jetskiis! Just a short walk to downtown and the beach, this property has great potential as a seasonal or year-round income opportunity. Experience a true taste of the Old Florida look that we are all nostalgic for.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,190,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $952,000 | $952,000 | $952,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $219 | $219 | $219 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,096 | $6,175 | $8,359 |
Total Monthly Payment | $6,440 | $6,519 | $8,703 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.