Stop the boat - this is the one!! Welcome to Crystal Cove, the exclusive riverfront community and marina of Palatka. This quaint and peaceful neighborhood has just 25 homes, all filled with kind and friendly neighbors who are ready to welcome you home! But it's not just an incredible community, this home also offers an ideal location - a quick and easy commute to Georgia-Pacific (2 miles), St Johns River State College (3. 5 miles), downtown Palatka (3. 5 miles), St Johns River Water Management District (4 miles), HCA Florida Putnam Hospital (4. 5 miles), and Seminole Electric (7 miles). When the work is done and it's time to play, launch your boat, jet ski, or kayak just a few steps away at your community boat ramp and marina. After a day on the water, stop into the marina restaurant for a relaxing dinner with gorgeous views of the majestic St Johns River. If you're looking for a waterfront lifestyle with a quiet, small-town feel, this one just might be the one - all with no HOA! Sitting on over a half-acre, this meticulously maintained and solidly built brick home boasts gorgeous curb appeal with a new metal roof, long driveway, and side entry 2-car garage. Your backyard is fully fenced with a wide gate at the end of the driveway to park your boat or trailer. The front porch invites you into the tiled foyer with an office or flex room off the entry with French doors. Through the foyer leads you to the incredibly spacious living room with soaring cathedral ceilings and LVP flooring. Open to the living room is your eat-in gourmet kitchen, boasting a center island with cooktop, and all stainless steel appliances including a wall oven and microwave combo. Just off the kitchen is a formal dining room or additional flex space. Back through the living room is a heated and cooled sunroom for additional living space and access to the incredible fenced backyard. Back inside, the owner's suite with tray ceilings is tucked back on its own wing of the home for added privacy. Suite offers brand new carpet, double walk-in closets, and ensuite bath with walk-in shower, garden tub, separate water closet, and access to the garage for a quick start to your day. Indoor laundry room with utility sink is nearby and offers main access to garage. The other side of the home offers two additional spacious bedrooms and a shared bath, all on a hallway off the living room with a pocket door for privacy. So much living space in this home and - fresh paint throughout, new metal roof (Dec 2022), all new Maytag kitchen appliances (Jul 2023), new hot water heater (Apr 2022), new backyard fence (May 2023), brand new carpet in owner's bedroom, updated primary bath, updated light fixtures throughout, WiFi-enabled garage door opener, attic storage, irrigation well, outdoor storage room, and electric retractable awning over the back patio. This home offers so much for an incredible price - it's a MUST SEE! Schedule your showing today and let's make this one yours!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $896 | $896 | $896 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,450 | $2,387 | $3,029 |
Total Monthly Payment | $3,421 | $3,358 | $4,000 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.