This is a golden opportunity to own one of the largest units in Autumn Ridge Farm, a 55+ community on the Groton/ Ayer line. With access to an inviting and vibrant clubhouse, full gym, and walking trails, there's plenty to entertain you, without the nuisance of yard and exterior upkeep. With vaulted ceilings and skylights, the open living space is bathed in sunlight from dawn to dusk. Eat-in-kitchen with granite countertops, hardwoods and separate dining area open into the dramatic living room. In the back of the house, there is another flexible space for den/office that opens to the shared deck. Primary bedroom with walk-in-closet and full bath are tucked in the corner, separate from the main living space. Upstairs, there is another giant bedroom, full bath and storage room. Phenomenal location near conservation land and downtown Ayer & Groton make this private, spacious, and sunny unit a can't-miss opportunity!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead | 22.6 x 12.8 | Second |
Dining Room | First | ||
Kitchen | Flooring - Hardwood, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook | 20.5 x 11.7 | First |
Living Room | Cathedral Ceiling(s), Ceiling Fan(s), Vaulted Ceiling(s), Open Floorplan, Lighting - Overhead | 16.7 x 13.9 | First |
Master Bedroom | Walk-In Closet(s), Flooring - Wall to Wall Carpet, Lighting - Overhead | 15.4 x 12.5 | First |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $432,000 | $432,000 | $432,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $448 | $448 | $448 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,874 | $2,871 | $3,704 |
Total Monthly Payment | $3,414 | $3,411 | $4,244 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.