Great home for a large or multi generational family! 4 bedroom home that has been used as a 6 bedroom at times. Open concept first floor with hardwood throughout. Enjoy the comforting wood stove in the dining area and in the lower level. Front to back living room has a beautiful fireplace featuring an ornate mantle. There is a super inviting home with a farmers porch on the back of the property and a covered screened porch on the side. Home is very unique and stylish. The large mudroom has a place for everything and everything in its place. Kitchen features an abundance of cabinet space and plenty of windows for natural light. The second floor primary bedroom is also front to back with a walk-in closet and plumbing in place to add an additional private bath. The lower level is a walkout with direct entry and no steps. Ideal in law space with a full bath and also plumbed for an additional kitchen. Just needs some flooring. Open concept living space and 2 possible bedrooms. 3rd level is 1/2 finished with the other half used for storage. 2 outbuildings with the larger one nicely finished with pine paneling. Would make a great studio, workshop or possibly a detached office space. Delayed showings begin Saturday 11/16/2024 Nov. 16th at noon.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $449 | $449 | $449 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,100 | $2,665 |
Total Monthly Payment | $2,680 | $2,624 | $3,189 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.