Welcome to the pick of the crop at The Orchards, 6 Apple Way. This in-town stand alone home is being offered for the first time in 28 years. Its ideal location is close to beaches, train station, restaurants and so much more. With newer appliances, less than 5 years old hot water heater, a/c compressors, and Generac generator you will be pleased with the maintenance record. One of the largest homes in the development, it offers an attached two car garage with storage space and a large bonus room above adding great flexible space: office, family room, bedroom? Situated in a pod of two, you will enjoy the private backyard with patio, fencing and irrigation system. Inside there are hardwood floors throughout, one wood burning fireplace and one gas fueled fireplace, two full baths on the second floor and a half bath on the first. City water, natural gas, and low HOA fees are also a plus. Refresh with your favorite paint colors and you will have all that you need at a great price.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Upper | |
Dining Room | Hardwood Floor | Main |
Great Room | Palladian Window(s),Vaulted Ceiling,Ceiling Fan,Gas Log Fireplace,Hardwood Floor | Upper |
Living Room | Fireplace,Sliders,Hardwood Floor | Main |
Office | Vaulted Ceiling,Built-Ins,Hardwood Floor | Upper |
Primary Bedroom | Full Bath,Hardwood Floor | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $567 | $567 | $567 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,138 | $3,057 | $3,879 |
Total Monthly Payment | $3,797 | $3,716 | $4,538 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.