A rare find! Here is your chance to live in a single-level on one of the most desirable neighborhoods in the city. This entire street is a hidden gem and so is this home. Everything has been meticulously maintained and is still in such pristine condition, there is little to do besides some cosmetic updates. There are hardwood floors under the carpet in the living and hallway area. There is a real opportunity for some easy sweat equity. Every room of the house has great space and layout, with a large kitchen, living room, and dining room, there are lots of options for entertaining. The 2 bedrooms are both generously sized and the primary even has a small 1/2 bath. Half of the basement is finished with heat, so there is the option of having a 3rd bedroom or great recreation room. There is so much potential for this home, but it is great the way it is for many years to come.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Flooring - Hardwood | 9.0 x 12.0 | First |
Dining Room | Flooring - Wall to Wall Carpet | 12.0 x 11.0 | First |
Kitchen | Flooring - Vinyl | 12.0 x 16.0 | First |
Living Room | Flooring - Hardwood, Flooring - Wall to Wall Carpet | 10.0 x 22.0 | First |
Master Bedroom | Bathroom - Half, Flooring - Hardwood | 10.0 x 17.0 | First |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,920 | $339,920 | $339,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $306 | $306 | $306 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,319 | $2,259 | $2,867 |
Total Monthly Payment | $2,700 | $2,640 | $3,248 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.