This twenty-three year young home is cozy, efficient, and ready for you to make it your own. Designed with an open concept kitchen and living room, it is a warm, inviting space perfect for entertaining. The primary bedroom is its own sanctuary with tons of square footage, a large closet, and an awesome bathroom with jetted soaking tub. You will fall in love with the cathedral ceilings! The basement contains a number of rooms including a second bedroom, bathroom, utility room with stackable washer and dryer. Electric Envi heating units have been added in three basement rooms within the past four years providing you with the ability to heat these spaces at your pleasure in addition to the Weil-McLain boiler. A prime location within the Emerald Lake neighborhood, this home is within walking distance to the lake while being far enough back to have minimal traffic. Along with community water the neighborhood also offers beach access, a boat launch (motorboat speed limit is 10mph on the lake), and playground. 10 minutes to hiking at Fox State Forest, 15 minutes to Pat's Peak Ski Area, 30 minutes to Concord, 40 minutes to Manchester/Keene, and 90 minutes to Boston. Delayed showings begin with an open house on Saturday, November 16th, from 10am-12pm.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $433 | $433 | $433 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,692 | $1,648 | $2,091 |
Total Monthly Payment | $2,200 | $2,156 | $2,599 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.