Welcome to 22206 Laramore Ave! This fantastic starter home is perfect for anyone looking for a peaceful place to call home. It’s ready and waiting for new owners to move in and make it their own! Roof replaced in 2023, freshly painted inside and out, all new appliances, ceiling fans, blinds and landscaped. A favorite feature is the garage that has a bay door in the front and back of the house, allowing for not only amazing air flow while in the garage but the ease of bringing your mower in and out, working on your vehicle or anything else you can think of! This oversized lot has a large backyard with plenty of room to add a pool or fence it in for your furry friends! Inside, the kitchen has plenty of cabinets and counter space with a window to allow natural light in and all NEW APPLIANCES. The great room has a sliding door to the patio to enjoy morning coffee outside with nature. The bedrooms are large and the bathrooms each have separate sink and toilet with a tub/shower combo centered between them. The primary bedroom also has a nice sized walk in closet and the hall has another reach in closet for added storage space. The garage has a double door storage and laundry area with added shelves for all your extras too! This home is NOT in a FLOOD ZONE, and centrally located to shops, restaurants, walking distance to schools, medical and so much more! The Tampa Bay Rays spring training stadium, Charlotte Sports Park, is 15 minutes up the road for all those sports fans. For our boating and fishing enthusiasts, launch your boat at Spring Lake Parks boat ramp or Charlotte Beach Public Boat Ramp, 10 minutes away, with access to Peace River, Charlotte Harbor, and out to the Gulf! World-class fishing is here and waiting for you! Close to I-75 and the Punta Gorda Airport, offering quick access for the traveler in you. Take advantage of an opportunity to own this amazing home and live the Florida lifestyle! What are you waiting for? Schedule your showing today. Don't just dream or visit, live it!
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Our Executive Mortgage Banker:
Our Insurance Division:
$245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $213 | $213 | $213 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,304 | $1,303 | $1,681 |
Total Monthly Payment | $1,592 | $1,591 | $1,969 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.