This home offers the perfect combination of tranquility, social opportunities, and convenience, all within a welcoming, well-maintained community. It would be a great choice for someone looking to enjoy an active lifestyle in a peaceful setting. Welcome to this lovely Home Situated in a great location. Beautiful Golf Course View, with no rear neighbors and golf course frontage. This is a 3 Bedroom 2 Bath, 2 Car Garage, plus Shed / Golfcart Garage, Magnolia Model with great view of 5th tee & fairways. 1976 sq ft of living area, including large 27x10 Florida Room under house roof with shingles heat & air plus you have a covered patio with metal roof, Private fenced in yard with well-maintained landscaping with irrigation system. 4 TON 14. 3 HVAC 2023, ROOF 2018, Textured cathedral vaulted ceilings, 6-panel doors throughout, newer track lights in the hallway, modern new fans throughout with controls, ceramic floors throughout with the exception of the two guest rooms and the kitchen eat in / entertaining area, having Berber carpet. The kitchen has granite counter tops and stainless-steel appliances. You will be pleased with the inside laundry room with overhead cabinets for additional storage. You will appreciate the oversized 26x20 garage with upgraded led lights, a newer hybrid hot water heater and a cooling split unit which keeps the garage nice and cool, privacy screen doors in front of garage door, this nice big garage is perfect for the hobbyist. Keep in mind you also have the attached shed/ golfcart garage. THIS 55+ COMMUNITY IS JUST MINUTES AWAY FROM ALL THE AMENITIES THE CITY HAS WITHIN MINUTES RIGHT OFF HWY 441. THIS IS A NICE FLOOR PLAN ON A SPACIOUS ALMOST 1/4 ACRE LOT! . 22 OF AN ACRE. THIS IS A GATED GOLF COURSE, GOLF CART COMMUNITY WHICH YOU CAN LEGALLY GO ACCROSS 441 ON YOUR GOLF CART AND GET TO DENTIST, BANKS, DOCTORS, WALMART, BJ'S, GAS STATIONS, RETAIL SHOPS, HAIR AND NAIL SALONS, LOWES AND MORE. . . THE RESIDENT GATE TAKES YOU DIRECTLY INTO THE SPRUCE CREEK TERRACE PLAZA WHICH OFFERS MANY NEARBY ESTABLISHMENTS INCLUDING, DRUGSTORE, DMV, PLANET FITNES, HOSPICE THRIFT STORE, RESTAURANTS, DOCTORS AND MORE. . . THIS COMMUNITY HAS A CLUB HOUSE WHICH OFFERS LOTS OF PLANNED ACTIVITIES THROUGHOUT THE YEAR AND MANY GROUPS YOU CAN JOIN. IN THE CLUB HOUSE YOU HAVE A HEATED POOL, A FITNESS CENTER, A BILLIARD (POOL TABLE) ROOM, A BIG EVENT ROOM AND A KITCHEN. . . OUTDOORS YOU HAVE YOUR CENTER TENNIS COURTS, SOFTBALL FIELD, SHUFFLEBOARD, GOLF COURSE, DOGGY TRAILS, WALKING AND BIKING TRAILS, AIR GUN CLUB ACTIVITIES AND MORE FUN THINGS TO DO THROUGHOUT THE YEAR . . . PUBLIC WATER, CABLE, SATELLITE, OR HIGH-SPEED INTERNET IS AVAILABLE, NOW VERIZON SERVICES HAVE BEEN INTRODUCED TO PART OF THE COMMUNITY CHECK WITH YOUR LOCAL PROVIDER! THERE IS ADDITIONAL GATED PARKING FOR A LOW EXTRA COST TOWARDS THE BACK OF THE COMMUNITY BEHIND THE SOFTBALL FIELD TO PARK YOUR RV OR TRAILER. . . CONTACT ME TODAY FOR YOUR IN PERSON OR VIRTUAL TOUR, or contact your realtor today to see this nice home and all this community has available for you to enjoy, centrally located near many city amenities and close to THE VILLAGES. . .
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,920 | $255,920 | $255,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $236 | $236 | $236 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,746 | $1,701 | $2,158 |
Total Monthly Payment | $2,057 | $2,012 | $2,469 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.