Welcome Home to 42 Putney Road! This 2010-Built Classic Colonial offers 4 Beds & 3 Baths w/ 2-car attached garage. Property is located on over 3 acres and is privately set off the road. Vinyl sided. Owned Solar Panels will help keep your electricity costs down! First floor includes 1/2 bath w/ laundry area, food pantry, kitchen with granite counters, updated appliances and gas stove & island with storage & seating. Eat-in kitchen with slider opens to composite deck. Family room has gas fireplace hearth & will keep you warm on the cold nights! Separate dining room with custom molding. Hardwood flooring throughout first floor and stairs. Second floor includes 4 total bedrooms. Primary suite with full bathroom & walk in closet and 3 additional bedrooms (one currently used as an office), Need more room? Basement has been finished and ready for enjoyment! Radon air mitigation in place, as well as water softener system. Exterior includes a brick & stone walkway & granite front steps. Backyard entertaining area includes an expansive stone patio with seating wall & stone fire pit area perched under a wood pergola with electrical. Reeds Ferry shed provides great storage. Invisible Dog Fence!! Septic and subdivision plans included. Private showings available as well as public Open House on Sat. Nov 16th from 12-2pm.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $527,920 | $527,920 | $527,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $822 | $822 | $822 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,601 | $3,509 | $4,452 |
Total Monthly Payment | $4,515 | $4,423 | $5,366 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.