Nestled in the desirable Trow Hill neighborhood, this meticulously maintained 4-bed, 3-bath home offers the perfect blend of modern amenities and classic charm. With over 3, 000 square feet of living space, this sunny and charming property has been thoughtfully updated to ensure comfort, style, and energy efficiency. The main floor features a newly remodeled and well appointed kitchen, complete with Stonemark granite countertops, Whirlpool and Samsung appliances, and serene views of the expansive back yard. You'll also find two bedrooms and a formal dining room with a gas fireplace. The second floor boasts a spacious great room with vaulted ceilings, two offices, and two more bedrooms, including a large primary with a private balcony overlooking the back yard. It's the perfect spot for your morning coffee and to enjoy evening sunsets; keep an eye out for the local deer! Spend your evenings in the fully finished basement, with a cozy den, wet bar, and home gym, as well as a three-quarters bath and newly installed pellet stove. The basement provides direct access to the back yard, where you can enjoy the 6-seater hot tub. You'll also find a hazelnut tree, rhubarb and horseradish perennials, and plenty of blackberry bushes. Being just a short drive to all the amenities Central VT has to offer, you'll also enjoy privacy and tranquility, with a large and level back yard, fire pit patio, garden beds, and a 12x24 deck, perfect for summer grilling. Showings begin Fri 11/15.
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Our Executive Mortgage Banker:
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$520,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $416,000 | $416,000 | $416,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $662 | $662 | $662 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,838 | $2,765 | $3,508 |
Total Monthly Payment | $3,592 | $3,519 | $4,262 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.