Welcome Home to 38 Pershing Street, Mastic, NY - Just 5 Miles from Smith Point Beach! Possible Buildable Lot with Variance! Pull up into the enormous, circular driveway to this beautiful 3-bedroom, 2-bathroom Ranch-style home, perfect for those whose hearts are close to Long Island's Great South Bay and want their home nearby, too. With LOW annual taxes of $5, 855. 21, this home offers extraordinary value. Inside, the spacious living room is drenched in natural light. The eat-in kitchen features real wood cabinetry, including a built-in wood storage wall that's as sturdy as it is beautiful. Sweet dreams fill the three large bedrooms, each offering ample space and comfort. A spotless full bathroom will help you get ready for the day. Downstairs, you'll find a fully finished walkout basement. There's plenty of storage space, a laundry area, plus three finished rooms to relax, work out, or create the perfect home office-whatever you need, there's room for it here. Outside, a massive covered deck keeps you sheltered rain or shine, so you can unwind and enjoy the fresh air. For those summer days when you'd rather not make the short trip to Smith Point Beach, you'll love the fenced-in semi-inground pool. The yard is fully fenced for added safety and privacy. With oil heating, forced hot air, and 200-amp electrical service, you'll stay bright and cozy even on the chilliest winter nights. Make 38 Pershing Street your Home Sweet Home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $488 | $488 | $488 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,393 | $3,087 |
Total Monthly Payment | $2,958 | $2,956 | $3,650 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.