Discover the luxurious lifestyle offered by the newly developed, GATED community of Silver Ridge, one of Palm Harbor’s most sought-after neighborhoods. This stunning executive home, built by Taylor Morrison in 2022 and featuring the desirable ‘Bonaire’ design, offers an expansive 2, 652 sq. ft. of living space, including 4 bedrooms, 3. 5 bathrooms, plus an office/media room, plus a loft and 2-car garage. Meticulously maintained and upgraded at every turn! A fabulous front porch with dramatic wood plank ceiling offers a glimpse of the refinement you will find inside. Natural light streams through high windows accenting the cathedral ceiling and the designer selections abound… stunning tile flooring, fashionable lighting, plantation shutters, the list goes on! The heart of the home is the first-floor main living area offering an ideal floor plan for entertaining and family life. It features a designer kitchen equipped with gorgeous cabinetry, quartz counters, oversized island/breakfast bar, stainless appliances and a casual dining area with sliding door access to the lanai, all overlooking the great room and its soaring two-story ceiling and leading to a formal dining area. The ultimate open concept! Seamlessly transition to the outdoor space through the pocket sliding door in the great room, leading to a sprawling screened lanai perfect for entertaining and complete with natural gas plumbing for an outdoor kitchen. The lanai showcases the same beautifully crafted wood plank ceiling found on the front port and overlooks a fully fenced backyard providing the ultimate privacy and yet allowing views of the serene natural surroundings. The primary bedroom has a desirable first floor location and boasts a spa-like ensuite with two oversized walk-in designer closets with custom built barn doors. The luxurious en-suite showcases modern lighting fixtures, dual vanity sinks with a stylish barn door mirror and backsplash, a garden tub, a spacious walk-in shower, and a private water closet. The first floor also includes a newly remodeled half bathroom and laundry room (2023), with a washer and dryer included. Striking wrought iron stair railing leads to the second floor and a cozy loft that overlooks the gathering room. . . perfect gaming area or playroom. The possibilities are endless. The private office/media room offers an ideal space for productivity or leisure and has ensuite access to one of the two upstairs bathrooms. The three secondary bedrooms share two full baths, both with tub/shower combinations and all bedrooms feature recently installed custom closet systems. Additional modern upgrades include a SYNERGY security system and A/V wiring (2023), a whole-house water softener (2023), hurricane shutters for added safety, and a tankless gas water heater. Conveniently located near shopping, parks, and charming downtown Palm Harbor as well as the famed Gulf coast beaches! Within walking distance to the elementary school and zoned for some of Pinellas County’s most sought-after schools including Palm Harbor University High School. No flood insurance needed! This picturesque home is an unmissable opportunity. Schedule a showing today and make this slice of paradise your new home!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $707,920 | $707,920 | $707,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $690 | $690 | $690 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,533 | $4,592 | $6,215 |
Total Monthly Payment | $5,315 | $5,374 | $6,997 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.