High and Dry - No Flooding Has Affected This Property. Welcome to your new sanctuary! This STUNNING 3-bedroom + Bonus room, 2-bathroom, 2 car garage home, built in 2020 (with a 2-10 Home Warranty good through Nov. 2024), offers modern living at its finest. Step inside to discover an open floor plan highlighted by a sleek kitchen with quartz countertops, stainless steel appliances, cathedral ceilings, a double whirlpool oven, pantry, and separate laundry room with storage. The Owner’s suite features cathedral ceilings, crown molding, a door that leads to the patio, two walk-in closets, spacious bathroom with quartz counters and a dual vanity, soaking tub, dual shower-heads in the shower, and separate toilet room. A true split floor plan, this home features two guest bedrooms and a bathroom on the opposite side of the owners suite, providing lots of natural light and closet space. Upstairs boasts a loft / bonus room with a built-in bookcase with hidden storage behind & crown molding. Revel in a carpet-free environment with vinyl and tile flooring throughout! Embrace eco-conscious living with solar panels installed in 2021 (ASK ABOUT THE SAVINGS) and a state-of-the-art HVAC system featuring a UV filter. Your safety is paramount, thanks to a Synergy security system and Ring cameras at the front door and outside. Relax in the screened porch with two ceiling fans, overlooking the fully fenced backyard that faces a nature preserve. A gate provides easy access to the trail and beach, ensuring ultimate privacy with NO REAR NEIGHBORS. As if that's not enough, this home boasts extra perks including Cat 5 cable throughout, a floored attic space above the garage, surround sound wiring with speakers on the porch, an installed connection for CB/HAM radio with an antenna for tech enthusiasts. This home blends luxury, comfort, and eco-friendly features seamlessly. The City of Oldsmar is a Golf Cart friendly community with access to a public boat ramp, kayak launches, fishing piers, parks, playgrounds, trails, bars, restaurants, shopping and more! Schedule your private viewing today. Owners are relocating for work.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $548,000 | $548,000 | $548,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $473 | $473 | $473 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,738 | $3,642 | $4,621 |
Total Monthly Payment | $4,303 | $4,207 | $5,186 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.