Updated 2/2 Golf course home in the desirable Pennbrooke Fairways community. Roof 2016, New HVAC 2024 with a 12 year transferable warranty, Hot Water Heater 2024. The electrical panel has also been modernized this year, providing peace of mind for future homeowners. This Carmel model home boasts luxury vinyl plank floors thoughout, a split bedroom layout and enclosed under air Florida Room perfect for casual dining and relaxing. Enjoy serene views from the screened lanai overlooking the Oaks Golf Course, one of three in the community. The eat-in kitchen is a highlight, featuring upgraded cabinets with deep drawers, new appliances, pocket doors and convenient access to both the Florida Room and living spaces. The master suite includes an ensuite bath with a step-in shower and walk-in closet, while the guest bedroom offers an adjacent bath with a shower-tub combo. Conveniently located, the laundry room is just off the kitchen, and the 1. 5 car garage is equipped with stacking screen doors, overhead storage, a workbench, and ample additional storage space. This home is ideal for those seeking a blend of comfort and functionality. Furniture is available separately. Pennbrooke Fairways is an active, gated community with lots of amenities to enjoy including fitness center, 2 pools, 3 golf courses, club house and Grand Hall for numerous activities, RV storage and The Grill restaurant. Located on Hwy 44 just a few minutes to the new Publix & Walgreens Plaza and a short drive to I-75, Hwy 301 and The Villages "Brownwood" where there is shopping, dining, entertainment and cinema. Be sure to watch our video of this lovely home and make your appointment to see it today.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,200 | $223,200 | $223,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $157 | $157 | $157 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,485 | $1,483 | $1,882 |
Total Monthly Payment | $1,717 | $1,715 | $2,114 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.