Multiple photos were virtually staged. LOW MAINTENANCE 3/2 VILLA in popular Whispering Oaks Estates! This spacious home has 1, 564 SFLA plus a wonderful screened lanai with beautiful views of nature. New roof with transferable warranty, recently installed double and triple pane windows, cement board siding, solid bamboo wood flooring in gathering areas, updates in both bathrooms, fresh paint in and out storage room, great for a golf cart, storage and/or workspace. You're sure to love the fully equipped eat-in kitchen with a bay window which invites you linger. Upscale stainless steel smooth top stove and deluxe stainless steel refrigerator with French doors and freezer on the bottom. You'll never feel "trapped" in this kitchen because it views the great room. Bedrooms are "split" for privacy, and the interior bedroom with walk-in closet can easily serve as a home office/den if you prefer. Out back is a stonearea for grilling and get togethers. This home is not a condo - you will own the home and the land. Property includes a single car carport and a guest parking space. The private road ends in a culdesac so traffic is minimal – safe for walking and biking. No flood zone insurance required here, and at closing, the Seller will provide the lucky Buyer with a 1 year home warranty! Whispering Oaks Estates is a master planned community with reasonable deed restrictions and a recreation center. Annual dues are just $252. Fun activities are available here plus the area is full of things to do and amenities such as shopping, restaurants, medical facilities and more. Convenient to multiple small towns and cities such as Dade City, Brooksville, Zephyrhills, Bushnell, Clermont, Tampa, Orlando, Ocala and more. The Gulf of Mexico is just 30 minutes to the West, and I-75 is 5 minutes away. Do come take a look – you’ll be glad you did! YOURS for $240, 000!
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Our Executive Mortgage Banker:
Our Insurance Division:
$240,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $192,000 | $192,000 | $192,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,277 | $1,276 | $1,646 |
Total Monthly Payment | $1,352 | $1,351 | $1,721 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.