Welcome to your Florida Escape. Immaculate 55+ Community Home. Move in ready with loads of recent upgraded appliances, flooring and more. Recent upgrades include a new stove, refrigerator, dishwasher and microwave for the kitchen. All of the electrical outlets and switches have been replaced. New pavers have been installed in the entry patio and private screened in Atrium accessed by a new French Door. New light fixtures and fans have been installed in main living areas. The bedrooms and laundry room closets have new wood shelving adding loads of useful space. New combination door locks for the entry have been installed. Water softener and newer H. W. Tank.
Springwood II is a community with a spacious Clubhouse and large swimming pool. Homeowner fee includes water, sewer, trash collection, TV cable and Internet. There are many activities throughout the year at this community where you can meet and get acquainted with your new neighbors. Close by are a variety of supermarkets and restaurants. Access to Tampa International Airport an St. Pete-Clearwater International Airport both within a 20 minute drive via major highways. Nearby beaches are plentiful including St. Petersburg Beach and Clearwater Beach, #12 of Travel and Leisure Magazines 15 most beautiful white sand beaches in the world.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $156,000 | $156,000 | $156,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $249 | $249 | $249 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,064 | $1,037 | $1,316 |
Total Monthly Payment | $1,387 | $1,360 | $1,639 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.