Nestled on a beautifully landscaped +/-0. 86 acre cul-de-sac lot in the highly desired Planters Row neighborhood, this brick and vinyl gem has both space and charm! The meticulously manicured front yard and welcoming entry create instant curb appeal, with the added convenience of a front-entry double garage. Inside, you’ll find a traditional Foyer with hardwood floors, leading to spacious formal areas including a Living Room with plantation shutters and a Dining Room with an elegant tray ceiling. The two-story Great Room is a perfect gathering space, showcasing a vaulted ceiling, cozy wood-burning fireplace, built-in shelving, and glass doors that lead to the expansive rear deck—ideal for entertaining. The open-concept Kitchen and Breakfast Area which has ample cabinet space, a shelved pantry, and a full suite of appliances, including a new dishwasher. Recently updated vinyl plank flooring on the main level (installed in 2021) adds a modern touch, while the second-floor carpeting was replaced in 2023, making the home feel fresh and move-in ready. The upstairs features three spacious bedrooms, including a serene Master Suite with a vaulted ceiling, a private bath featuring a deep garden tub, separate shower, dual sinks, and a generous walk-in closet. A versatile loft-style flex room on this level could easily be your ideal Home Office. Beyond the beautiful interior, the home has been lovingly maintained with many upgrades. The main level HVAC and air handler were replaced in 2021, while 2023 saw the addition of a new roof with architectural shingles and a new hot water heater, ensuring comfort and peace of mind. The backyard features a spacious deck, fenced yard, and additional green space bordering Ranch Creek. Planters Row has outstanding neighborhood amenities, including a pool, playground, and common areas.
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $129 | $129 | $129 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,964 | $1,962 | $2,531 |
Total Monthly Payment | $2,168 | $2,166 | $2,735 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.