12 Electric Street, Brookhaven (Patchogue), NY, 11772 | $549,000
Better than new, this charming home has been fully renovated top to bottom. The perfect modern farmhouse style, the crisp black and white exterior delivers a simple yet sophisticated look. Step inside to the open concept floor plan, featuring a quaint living room and eat in kitchen. To the ceiling shaker style cabinets, brand new appliances and quartzite countertop and backsplash create a stunning space to gather and prepare family meals. The first floor features two bedrooms and a beautifully tiled bathroom with walk in shower. Upstairs you'll find the primary bedroom with adjacent sitting area, walk in closet and full bathroom with tub. The basement is accessed through the bilco doors and is a clean dry unfinished space with utilities and laundry hook ups. This large lot has plenty of parking plus a detached two- car garage. This home is located on a dead end street and with immediate proximity to the village and all to amenities. Don't miss this turn key home!
Features
- Town: Brookhaven
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Style: Two Story
- Year Built: 1920
- Garage: 2-car Detached
- Heating: Electric, Forced Air, Heat Pump
- Cooling: Central Air
- Basement: Bilco Door(s), Full, Unfinished
- Acreage: 0.36
- Est. Taxes: $10,000
- Lot Desc: Level, Near Public Transit, Cul-De-Sec
- Elem. School: River Elementary School
- Middle School: South Ocean Middle School
- High School: Patchogue-Medford High School
- School District: Patchogue-Medford
- Appliances: Dishwasher, Microwave, Oven, Refrigerator
- MLS#: 3588710
- Days on Market: 12 days
- Website: https://www.raveis.com
/prop/3588710/12electricstreet_brookhaven_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12 Electric Street, Brookhaven (Patchogue), NY, 11772
$549,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,200 | $439,200 | $439,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $833 | $833 | $833 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,922 | $2,919 | $3,766 |
| Total Monthly Payment | $3,847 | $3,844 | $4,691 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535