Welcome to your future home in Gaffney! This charming three-bedroom home, nestled in a quiet and friendly neighborhood, is perfect for those seeking a peaceful and convenient lifestyle. Located just minutes from the Gaffney Outlet Mall, you will enjoy easy access to great shopping and dining options, making everyday a little more convenient. As you step inside the smoke free home, you will immediately notice the character and warmth it exudes. The home has been thoughtfully remodeled blending modern updates with the original charm, offering a perfect balance of comfort and style. Whether you are hosting family gatherings or enjoying quiet evenings, this home provides the ideal setting. One of the standout features is the partially fenced backyard, a safe and secure space that is perfect for pets or small children to play. The outdoor area offers plenty of room for relaxation, gardening or entertaining. Convenience extends beyond the home itself. You will appreciate the onsite parking in your own private driveway , as well as reliable local trash pickup services. The neighborhood is close to well-rated schools ensuring that your children will receive a quality education. Additionally, Gaffney is home to a highly regarded college offering excellent opportunities for Higher education. The home is move-in ready waiting for the perfect family to make it their own. Don't miss your chance to live in a wonderful community with all the amenities you need right at your doorstep. Schedule a viewing today and see all that this Gaffney home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$206,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $164,800 | $164,800 | $164,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $41 | $41 | $41 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,124 | $1,095 | $1,413 |
Total Monthly Payment | $1,240 | $1,211 | $1,529 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.