Charming Colchester Cape is centrally located on a corner lot within minutes of Exit 15 on I-89, across from St Michael’s College & nearby bus stop makes it easy to travel for work or play. Highlights include new roof, and beautiful hardwood floors that have been recently refinished and the woodwork on the windows and frames have been sealed and brand new storm windows installed. The main entry is through the enclosed porch where you’ll enter the kitchen and delight in the attractive hardwood cabinetry and tile countertop. Adjacent to the kitchen is a cozy sunroom where owners enjoy relaxing. The first floor bedroom with new overhead lighting is large enough for all your furniture. Beautiful French doors separate the kitchen and dining if you are looking to have distinct areas or leave them open to create an open floor plan. The location of the corner windows in the spacious living room makes it easy to place your furniture. At the top of the second floor is the full bath conveniently located near two bedrooms; all 3 rooms featuring unique built-in shelving or drawers. At the bottom of the stairs in the basement is a hallway leading to the one car garage, a huge, finished space with a three quarter bath and separate laundry room. The one car garage will protect your vehicle from the elements, & you’ll find ample parking in the stone driveway at the back of the property. With many updates and in immaculate condition, this property is truly a gem, don’t miss it!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $363 | $363 | $363 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,698 |
Total Monthly Payment | $2,566 | $2,564 | $3,136 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.