**Home flooded in Hurricane Helene. Photos include pre-hurricane photos as well as up to date photos of current stage of remediation**
- Welcome Home to this fabulous block home in one of St. Petersburg's most-loved neighborhoods, Shore Acres! This charming 3 bedroom, 1 bath home is light and bright and offers some unique touches you’re sure to love. The living room is spacious and sits right off the kitchen featuring granite counter tops, a large breakfast bar perfect for entertaining or gathering with the family, and stainless steel appliances. Tile flooring throughout the home makes it easy to cool and maintain! Off the kitchen you’ll find a breakfast nook and beyond that is the laundry room. The garage has been converted to a den/office space with a small garage space left for storage - the garage door is still in tact and functioning so it can easily be converted back to a 1 car garage. Additionally you get all the amenities that this beautiful area of St. Pete! Just minutes to downtown St. Pete, Trader Joes, Fresh Market, museums, restaurants and the Pier. Also, the Islander Market is just a few blocks away and the brand new Shore Acres Rec Center is just a 1/2 mile up the street where you can enjoy pickleball, basketball, and a new sparkling pool with waterslides. Schedule your tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$260,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $449 | $449 | $449 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,419 | $1,382 | $1,754 |
Total Monthly Payment | $1,943 | $1,906 | $2,278 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.