This stunning 1889-built Victorian gem in New Smyrna Beach offers a rare blend of historical charm and modern convenience. Registered as a historic property with the State of Florida, this home has been lovingly preserved by five generations of the same family before being purchased, restored and renovated by the current owner. Exuding a timeless character that’s hard to find, this . 59 acre lot and R-4 zoning provides endless possibilities for the creative mind. With four bedrooms, dressing room, flex room, and three and a half bathrooms, the home will give plenty of room for its new owners. Two en-suite bedrooms, with one conveniently located downstairs for convenience, bestow on its residents privacy and ample room for personal storage. The spacious, shared, upstairs bathroom boasts a luxurious clawfoot tub and a walk in shower. Primary bedrooms include ample walk-in closets, while other bedrooms feature built in closets with generous storage and thoughtful details.
Recent upgrades include a tankless gas water heater (2023), a high-efficiency AC system (2021), and new pool equipment in 2024, ensuring comfort and efficiency. Aesthetic upgrades and modern conveniences have been added throughout the home. The kitchen, a harmonious blend of style and functionality, features GE Cafe appliances, a gas stove, drawer microwave, and butcher block countertops. The adjacent laundry room, equipped with a washer and dryer, offers added convenience and additional storage. Throughout the home, genuine heart pine flooring highlights the craftsmanship of the era.
Outdoors, a wraparound porch invites you to relax and take in the surroundings, while the second-floor balcony and a charming Jack-and-Jill balcony add to the home’s Victorian elegance and outdoor relaxation.
For RV enthusiasts, three hook-ups offer power, water and septic making the property versatile for visiting guests.
A detached 20x28 garage provides ample space for storage, a workshop, or creative pursuits. .
With its new irrigation well (2024), the property’s landscaping can remain lush and vibrant year-round.
This remarkable home invites you to experience the best of New Smyrna Beach’s rich history and charm, balanced perfectly with modern updates to suit today’s lifestyle. Walking distance to Canal Street provides convenient access to the city's wealth of festivals, markets, cuisine and art culture. Whether you’re enjoying morning coffee on the wraparound porch or hosting gatherings by the gas-heated pool, this property is a timeless treasure and a unique opportunity to own a piece of local history.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,759,200 | $1,759,200 | $1,759,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $899 | $899 | $899 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $11,264 | $11,410 | $15,446 |
Total Monthly Payment | $12,288 | $12,434 | $16,470 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.