Three bedroom, 2 bathroom spacious ranch style home in Holiday Lake Estates West. Since I have purchased this home I have done several updates to include new roof & gutters in 2024, replaced garage door opener with new remotes and smart phone technology 2024, removed previous flooring and had the home flooring completed in all ceramic tile, replaced the central air/ heating system 2015, finished fencing the back yard with privacy fence, had the home professionally painted inside & out prior to leaving, replaced all of the windows with vinyl windows in 2023 & 2024, had an office space separated from the living room which could also be used as a bar/ entertainment area or kids playroom off of the living room, finished off part of the lanai for a 3rd bedroom which added additional living space and screened in the other half off of the lanai off of the master bedroom.
This home has ample space! The spanish style courtyard to the front door is a great space to sip your morning coffee and start your day with the sunrise. You enter though the front door to the living room with the office space tactfully tucked behind. If you go to the left you enter the dining area, kitchen and what has been used as a family room which is a nice open concept and great area for entertaining. There is a 3/4 bathroom between the kitchen and the garage across from the pantry. From the family room you go through the double french doors to what was used as the 3rd bedroom. This room has a door that goes to the back yard. If you go to the right from the living room there is a hallway and to the right another bedroom and to the left is the master bedroom which has a walk in closet, a huge bathroom, and sliding glass doors to the screened in lanai. There is an abundance of light through the vinyl windows and plenty of closets for storage. The fully fenced backyard is perfect for children, fur babies and gardening enthusiast . The backyard Lanai and roll out roof canopy is wonderful for evening sunset viewing and bird watching. This tropical oasis with existing raised garden bed for year-round vegetable gardening, storage shed and planters bench workstation can now be yours. This home is move in ready!
I love the location! Through both of the last 2 and all previous hurricanes I have not sustained any flooding or hurricane damage. The Biking trail is 1 block from this home and leads to Anclote River Beach the Boat Launch and Fishing Pier. The trail also is attached to Key Vista Walking Park on the Gulf of Mexico. 5 minutes from the Tarpon Springs Sponge Docks. 15 minutes from Sunset and Howards Beach in Tarpon Springs. 30 minutes from Clearwater Beach and 45 minutes from the Tampa and St Pete International Airports.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $369 | $369 | $369 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,883 | $1,834 | $2,328 |
Total Monthly Payment | $2,327 | $2,278 | $2,772 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.