Welcome to Plaza Place! This ground floor unit features a modern, updated kitchen with ample cabinet space, granite countertops, gas stove (gas included in HOA), microwave, dishwasher, disposal & fridge. The dining/living room features an open-concept layout with wall AC & a glass slider that soaks the room with natural light, leading to a private patio. The bedroom is well-proportioned with a large closet. The full bath features a tub/shower combo & a large linen closet right outside the door. Includes off-street parking for 2 vehicles & access to the inground community pool! Laundry room is just down the hall, storage in attic! Conveniently located near highways, shopping & more! This would be fantastic for either a first time homeowner or an investor looking to grow their rental portfolio! Seller has never occupied property and has limited knowledge. Buyer/Buyer's agent to do own due diligence. Listing agency has vested interest. OPEN HOUSE: SUN 11/17 10am-11: 30am.
Type | Description | Level |
---|---|---|
Dining Room | Flooring - Stone/Ceramic Tile, Exterior Access | First |
Kitchen | Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Cabinets - Upgraded, Remodeled, Gas Stove, Lighting - Overhead | First |
Living Room | Flooring - Stone/Ceramic Tile, Cable Hookup, Exterior Access, Slider | First |
Master Bedroom | Closet, Flooring - Laminate | First |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,920 | $219,920 | $219,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $220 | $220 | $220 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,500 | $1,462 | $1,855 |
Total Monthly Payment | $1,795 | $1,757 | $2,150 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.