Can you feel the shift? We can, which is why we chose NOW to list this one of a kind home for you to explore and make it your own. Now is the time to take advantage of lower interest rates and before the mad rush that always comes just after the holidays. The owners have poured over the details to roll out the red carpet for your experience. They think of all the things they'd like to see in a home and have saved you the cost and time of doing them. First time home buyers, down sizers and everyone in between will find this house is just what you've been looking for. So let us pull back the curtain and welcome you into a home that we are proud to have you take a tour.
UPGRADES
Front Yard: New light fixtures, fresh landscaping, irrigation system zoysia sod installation.
Widened driveway.
Whole house new windows 2024.
Newer HVAC unit from 2021.
Living room /foyer freshly painted, automatic shades, ceiling speakers, new ceiling fans/light, 2 smart light switches.
Garage – side mount silent door opener smart with battery back up, insulated garage door, 3 additional outlets for power tools (20 amps each). New water heater with room cooling device, 2 smart light switches.
Laundry room – extra shelving, new smart light switch.
Kitchen – new smart wifi, new microwave, 1 smart light switch, freshly painted.
Dining room – new sliding doors, freshly painted.
Guest bathroom – Entirely renovated.
Master bathroom – newly renovated – new toilets, new tub, vanity, sinks slylight, 8’ shower, dimmer switch.
Master bedroom and 3 other bedrooms – new Pergo flooring, freshly painted, new ceiling fans with remote controls.
Backyard/pool – new salt water filtration system, solar heated, newly resurfaced pool with new tiles. Fenced yard with 3 gates that lead to the pond. New paved back yard. Three organic garden beds, papaya tree with fruit growing after just a few months!! Butterfly garden, xeroscaped, new drain strips, dual water meters one for garden and pool with extra spigots/irrigation box.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$458,520
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $366,816 | $366,816 | $366,816 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $181 | $181 | $181 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,440 | $2,438 | $3,145 |
Total Monthly Payment | $2,696 | $2,694 | $3,401 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.