Impressive WATERFRONT 3 Bedroom, 2 Bathroom POOL HOME with an attached 2 Car Garage. Located in the desirable deed restricted PUNTA GORDA ISLES. This home offers SAILBOAT ACCESS to Charlotte Harbor and on to the Gulf of Mexico. There is an open and split bedroom floor plan with Great Room, Dining Room, Family Room, well equipped Kitchen, Inside Laundry. The spacious Great Room and Dining Room feature wood floors and large windows and French doors lead from the Great Room to the Lanai. The Kitchen offers tons of white cabinets and counter space, double sink, breakfast bar that seats five. Appliances include refrigerator, oven/range, built in microwave, disposal, dishwasher. The Kitchen opens to the large Family Room with wood burning fireplace, cathedral ceiling, wood floors and French doors to the Lanai. The Inisde Laundry is quite large and has great cabinet space, counter space for folding clothes, sink, washer and dryer. The Master Bedroom suite offers lanai access through French doors, two walk in closets and private bathroom with dual sinks, garden tub and walk in shower. There are two additional generous sized bedrooms with double closets and the guest bathroom has a walk in shower with bench. Your living space extends to the screened Lanai with heated inground pool, large covered area, plenty of deck for sunbathing and closet for the pool supplies. Views of the very wide canal are stunning. Continue to the 15 foot concrete dock with 2 out pilings and 76 foot concrete seawall maintained by the city of Punta Gorda. Other features include transom windows, rain gutters, double door entry with transom window and sidelights, A/C new in 2016, wood floors throughout the living areas and carpet in the bedrooms. Utilities are city water and sewer. There are deed restrictions but NO HOA. This home is 5 minutes from Golf and 10 minutes to historic Punta Gorda shopping, dining, medical care, waterfront parks, fishing piers, walking and biking paths, weekend farmers markets, art galleries, Charlotte Harbor Event Center, Fishermen's Village, events and more!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $584,000 | $584,000 | $584,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $977 | $977 | $977 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,984 | $3,881 | $4,925 |
Total Monthly Payment | $5,052 | $4,949 | $5,993 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.