Welcome to this 2-bedroom, 2-bathroom home nestled in the heart of Oldsmar, FL. Featuring a stunning and durable tile roof, this home blends timeless style with long-lasting protection. Inside, you’ll be greeted by elegant crown molding throughout, adding a touch of sophistication to every room. The kitchen has been recently upgraded with newer stainless steel appliances, and both bathrooms were beautifully remodeled just two years ago.
While this home was impacted by Hurricane Helene and flooded, it has already been gutted, so much of the hard work has already been done for you. With fresh windows installed just two years ago, the bones of the home are in excellent shape, and it’s ready for you to put your personal touch on the finishing details. Most of the work needed is cosmetic – just drywall, some TLC, and a few touches to restore the home to its full potential.
Additional peace of mind comes with a brand new water heater, ensuring comfort and reliability for years to come. A spacious 1-car garage, a sunroom that opens to the large backyard, and a generous lot provide plenty of room to create your ideal outdoor living space. This home offers incredible value and the opportunity to make it your own in a prime Oldsmar location. With a little work, this charming house can quickly become your dream home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$264,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $211,920 | $211,920 | $211,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $83 | $83 | $83 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,446 | $1,408 | $1,787 |
Total Monthly Payment | $1,604 | $1,566 | $1,945 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.