Welcome home to San Clemente Village in the vibrant Timber Oaks community, a 55+ neighborhood brimming with amenities and low HOA fees. This charming 3-bedroom, 2-bathroom home boasts impressive curb appeal with one of the largest homes in the neighborhood, framed by easy-to-maintain landscaping. As you step inside, the warmth of laminate wood flooring welcomes you into a spacious front living room, leading seamlessly into a cozy dining area and a rear family room. The kitchen, thoughtfully designed with ample cabinetry and generous counter space, includes a convenient passthrough to the family room, perfect for hosting gatherings. With nearly 2, 000 sqft of living space, this home offers plenty of room to spread out. The oversized owner’s suite features a large walk-in closet and an ensuite bathroom with a glass-enclosed shower. Designed for privacy, the split floorplan provides spacious guest bedrooms ideal for family and friends. A dedicated indoor laundry room with abundant storage adds to the home's functionality. Timber Oaks is a resort-style community offering an array of amenities, all for an affordable HOA fee of just $50 per month. Residents enjoy a lakeside community pool and hot spa, as well as access to a variety of social and recreational spaces, including a library, computer room, card and billiard rooms, tennis courts, bocce, and shuffleboard. The extensive walking and biking trails and serene green spaces enhance the outdoor experience. Conveniently located, Timber Oaks offers easy access to excellent dining, shopping, and medical facilities, with Werner-Boyce Salt Springs State Park nearby for outdoor adventures. Priced affordably, with ample space and a flexible layout ready for your personal touch, this home is a fantastic find. Schedule your showing today to see all this home and community have to offer!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $80 | $80 | $80 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,582 | $1,541 | $1,956 |
Total Monthly Payment | $1,737 | $1,696 | $2,111 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.