MORE THAN 2, 800 SQUARE FEET IMPROVED FROM ROOF TO FLOORS, with a privacy-fenced back yard on a quarter-acre corner, make this home worth discovering in the security-gated section of Riverglen! Spread out in comfort with the Windward Homes St. George design, which offers spacious formal and casual living and dining rooms flanked by 4 bedrooms and 3 baths, then adds bay-windowed extensions to both the owner's suite and a secondary bedroom. All bedrooms feature brand-new luxury vinyl plank floors while the rest of the home has attractive ceramic tile, laid diagonally for stylish appeal, plus a stone-pavered lanai in back. This screened and roof-sheltered lanai is accessible from the owner's suite on one end, the third bathroom on the other end, and through sliders from the central family room beside the kitchen. The kitchen is especially impressive thanks to its great expanse of raised-panel wood cabinets and granite counters, an angled island with undermount sink and split-level serving bar, built-in double ovens plus separate cooktop, and a visually commanding vent of stainless steel against a stone backsplash. Soaring ceilings, arches and art niches, brushed-nickel fixtures, faux wood blinds and window shutters, laundry room sink and cabinets, even the extra assistance bars in bathrooms enhance the amenities here. Don't overlook the recently replaced roof or the 3-car garage with rear pedestrian door to the vinyl-fenced back yard that provides access gates on both sides. Perhaps best of all, it's tucked in the back of Riverwatch, the gated enclave of Riverglen, a neighborhood with playground parks and sports courts near fine schools, shops, restaurants and commuter routes. You want to live here!
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,200 | $423,200 | $423,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $246 | $246 | $246 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,816 | $2,813 | $3,569 |
Total Monthly Payment | $3,154 | $3,151 | $3,907 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.