Loved by one family for the last 22 years, you'll appreciate the attractive curb appeal and quiet neighborhood of this well maintained, oversized 2-family home. Both units are spacious with approximately 1, 379 square feet each. The first floor unit has a living room, oversized primary bedroom, two additional bedrooms, a full bathroom, and a large kitchen with an eat-in space that can accommodate a dining room sized table. Hardwood and tile floors are throughout the apartment. Upstairs, the layout is slightly different with a larger living room area, three bedrooms, a full bathroom, and a sizable kitchen with space for a dining room sized table. There is hardwood flooring under the carpets on this level. The finished basement offers 990 additional square feet of heated living space. There are two finished rooms, a kitchenette area, a full bathroom, and the laundry area. There are washer/dryer hook-ups for both units in this space. The mechanical room has room for storage and houses both of the gas boilers and hot water heaters. Outside, you'll find a covered back porch, a shed, and a fenced yard. There is off-street parking in the driveway for 4 cars. A quick closing is possible, allowing for immediate occupancy. Come take a look today!
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $684 | $684 | $684 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,126 | $2,698 |
Total Monthly Payment | $2,941 | $2,885 | $3,457 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.