This 3-bedroom 3-bath luxury tower residence with 9' ceilings is spacious and bright with a beautifully remodeled kitchen and upgraded foyer and morning room. The modified floor plan with a wall of windows allows for both the morning light and the afternoon light to shine throughout the main living areas all day long! Enjoy the magnificent sunset skies from the lanai with a ribbon view of the Gulf of Mexico. The retractable screen allows one to spend more time relaxing and entertaining on the lanai, and the electric hurrican shutters were aded so that the lanai furniture can remain in place all year long. Impact windows and doors are throughout St Raphael. One parking space and a deeded air-conditioned storage locker outside your door are included as well. St Raphael is well known for its world class amenities, it has the largest (saltwater) pool 40' x 80', 2 Har-Tru tennis courts, incredible fitness room, 4 guest suites, concierge services, garage parking, a manned guard at the entrance 24/7 and is in a prime location for quick easy access to the boardwalk and Marker 36 restaurant on the beach! Attendants set up chairs and umbrellas on the beach, and Pelican Bay homeowners enjoy access to canoes, kayaks, sailing, 2 private beach clubs, fitness center, spa, walking/biking trails, tennis and so much more! NOTE: 2 small dogs/cats allowed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,975,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,580,000 | $1,580,000 | $1,580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $770 | $770 | $770 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $10,117 | $10,248 | $13,872 |
Total Monthly Payment | $11,012 | $11,143 | $14,767 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.