Charming, Spacious and Wonderfully Convenient! Nestled on a quiet dead-end street in Ludlow, this delightful Cape-style home offers three bedrooms, two full baths, and a partially finished basement—perfect for flexible living. The main-level primary bedroom includes a pass-through door to the first-floor bathroom, while upstairs offers two large bedrooms, one with a private balcony, ample closets, and an additional bath. The inviting kitchen, with granite countertops, a wall oven, and a peninsula, opens to the dining room for easy entertaining. A cozy living room with a fireplace, beautiful hardwood floors, a formal dining room, and a four-season room enhance this home’s charm. Outside, enjoy nearly an acre of space with an in-ground pool, a deck, and a four-zone sprinkler system. The solarium greenhouse is perfect for year-round gardening, and the two-car garage adds convenience. This Ludlow gem combines charm, space, and versatility—schedule your private showing today!
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wood, Window(s) - Bay/Bow/Box, Balcony - Exterior, Lighting - Overhead | Second |
Bedroom 3 | Closet, Flooring - Wood, Window(s) - Bay/Bow/Box, Lighting - Overhead | Second |
Dining Room | Flooring - Wood, Window(s) - Bay/Bow/Box, Open Floorplan, Lighting - Overhead | Main,First |
Kitchen | Window(s) - Bay/Bow/Box, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Open Floorplan, Stainless Steel Appliances, Lighting - Overhead | Main,First |
Living Room | Closet, Flooring - Wood, Window(s) - Bay/Bow/Box, Exterior Access, Lighting - Overhead | Main,First |
Master Bedroom | Bathroom - Full, Closet, Flooring - Wood, Window(s) - Bay/Bow/Box, Lighting - Overhead | Main,First |
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William Raveis Mortgage, LLC
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $368,000 | $368,000 | $368,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $659 | $659 | $659 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,510 | $2,446 | $3,103 |
Total Monthly Payment | $3,244 | $3,180 | $3,837 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.