Welcome home to this virtually picture perfect, move-in-ready, Ranch! Situated on a side street in a quaint Springfield neighborhood, you will not want to miss this recently updated and improved 3 bedroom home. The modern kitchen and living room feature an open floor plan, allowing light to steam in, and hardwood floors lead you down the hallway past the full bath and into all three bedrooms. The beautiful sunroom adjacent to the kitchen serves as a dining area and is perfect for entertaining with an incredible fenced-in backyard and patio, just outside the sliding glass door. A partially finished basement provides even more living space, with a separate laundry/storage area, as well as a shop that's ideal for tinkering and DIY projects. Many improvements have been made; please refer to the attached document for details! *** OPEN HOUSE Saturday the 16th 11am - 2pm ***
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Hardwood | 9.5 x 11.5 | Main,First |
Bedroom 3 | Ceiling Fan(s), Closet, Flooring - Hardwood | 9.0 x 9.5 | Main,First |
Dining Room | Ceiling Fan(s), Exterior Access, Slider | 10.5 x 23.0 | Main,First |
Kitchen | Remodeled, Lighting - Overhead | 10.5 x 11.0 | Main,First |
Living Room | Closet, Flooring - Hardwood, Window(s) - Picture, Cable Hookup, Exterior Access, Open Floorplan | 11.5 x 15.5 | Main,First |
Master Bedroom | Ceiling Fan(s), Closet, Flooring - Hardwood, Cable Hookup | 10.5 x 11.5 | Main,First |
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $392 | $392 | $392 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,862 | $1,860 | $2,400 |
Total Monthly Payment | $2,329 | $2,327 | $2,867 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.