Nestled on over an acre of beautifully landscaped, level property, this charming front porch Colonial offers nearly 2, 500 square feet of spacious living filled with natural light. Step inside to discover stunning hardwood floors that flow throughout the first level, enhancing the home's warm and inviting atmosphere. The main floor features a formal dining room perfect for family gatherings, a cozy den or living room, and a family room centered around a wood-burning fireplace ideal for chilly evenings. The heart of the home is the expansive kitchen, complete with granite countertops, a double oven, and a delightful breakfast nook that opens to a private deck, perfect for morning coffee or outdoor dining. Convenience is key with a powder room, a laundry room / mudroom area direct access to and from a two-car attached garage. Venture upstairs to find four generously sized bedrooms, including a primary ensuite with a private bath with jacuzzi tub, separate shower and double sink and a spacious walk-in closet. Three additional family-sized bedrooms provide ample space for guests or a growing family, along with a well-appointed full bath. The large unfinished basement offers endless possibilities for storage or future expansion, while central AC ensures year-round comfort. Outside, enjoy the tranquility of your own private yard with deck, patio an outdoor bar, making it easy to entertain friends and family. Located in a peaceful cul-de-sac neighborhood, this home provides a serene retreat with convenient access to schools and shopping. Don't miss this opportunity to make this lovely Colonial your new home sweet home! Additional Information: Amenities: Storage, HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Attached, Appliances: Electric Water Heater ConstructionDescription: Vinyl Siding, Flooring: Carpet,
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $839 | $839 | $839 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,996 | $2,919 | $3,704 |
Total Monthly Payment | $3,927 | $3,850 | $4,635 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.