245 East 25th Street, #10-C, New York (Kips Bay), NY, 10010 | $4,995

SPONSOR UNIT--NO INTERVIEW OR BOARD APPROVAL REQUIRED. Coop moving and application fees will still apply and please expect around 2 weeks for application processing and approval. Welcome home to this stunning 2-bedroom apartment where breathtaking water views greet you every day! Step into a massive living room filled with natural light and plenty of space for cozy gatherings or entertaining friends. The primary bedroom is truly a retreat, featuring a generous walk-in closet plus an extra closet for all your essentials. You’ll love the stylish bathroom, complete with double vanity sinks, making morning routines a breeze. The second bedroom is perfect for guests, a home office, or a cozy reading nook. The kitchen is well-sized and functional, ready for everything from quick meals to your culinary adventures. Spruce Ridge is a 24 hour doorman building that features a landscaped rooftop, garage, and on site laundry facilities. Everything you could ever need is conveniently located at your fingertips adding incredible value for the lucky new resident of this amazing unit. Located in the vibrant Kips Bay neighborhood, you'll be surrounded by dining, parks, and all the conveniences you desire. Don’t miss out on this incredible place—schedule a viewing today and imagine life with these amazing views!

Features

  • Type: Co-op
  • Town: New York
  • Amenities: Bike Room; Garage; Laundry Room; Roof Deck; Common Storage;
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Year Built: 1965
  • Garage: Yes
  • Cooling: Central
  • Pet Policy: Pets Allowed
  • Washer/Dryer Allowed: No
  • Building Access : Attended Elevator
  • Service Level: Full Service
  • Lease Type: Condop
  • Lease Term Type: One or Two year
  • OLR#: 1869097
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/1869097/245east25thstreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Elegran Real Estate and Development

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

245 East 25th Street, #10-C, New York (Kips Bay), NY, 10010

$4,995

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $3,996 $3,996 $3,996
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $27 $27 $34
Total Monthly Payment $102 $102 $109

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.