This checks all the boxes! Sailboat lot, pool, oversized lot (over . 3 acre), set back from the road, privacy from neighbors, Cul-de-Sac Street, 3 bedroom and 2 bathroom, Split floor plan, Open concept, Cathedral Ceilings, Over 2, 000 sq ft, ample storage, walk in closets, no recent hurricane damage, beautiful deep canal view, no work needed already updated! This home has it all! Situated on King Fisher Lagoon, a deep canal, with a concrete seawall that is maintained by the City of Punta Gorda, sail anywhere immediately, no bridges to navigate, only a few minutes to Charlotte Harbor. This open concept, split floor plan, 3 bedroom 2 bath home, is in a great location! Within Punta Gorda Isles it is nestled in a very quiet community near the end of the Isles minutes to the Charlotte Harbor and only a short drive to town, or bike ride to Ponce De Leon Park. No need for a public boat launch, there is a dock with electric with the potential to add a lift in your back yard, or keep your sailboat in the deep water (which sits like a lagoon) so no worries about cleaning your hull like you might in other canals. This is a must see home, schedule your showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $432 | $432 | $432 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,360 | $4,248 | $5,390 |
Total Monthly Payment | $4,884 | $4,772 | $5,914 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.