Endless Potential in a Prime Location – Hurricane Helene Aftermath. Welcome to a property brimming with possibilities! This charming 2-bedroom, 2-bathroom home offers a warm and inviting curb appeal with a circular brick paver driveway and majestic Fox Tail palm trees that set the stage for what could be your next dream home. While this property has been gutted up to 4 feet, it is the perfect canvas for a new owner or investor ready to restore it to its full potential. Notable upgrades include a brand new concrete tile roof (installed March 2024) hurricane-resistant windows-(installed 2015 ) ensuring both durability and peace of mind. The tranquil poolside oasis, originally designed in 2018, is ready for a fresh makeover. It features a brick paver patio, a covered lanai, lush tropical landscaping, and a charming Pergola, all enclosed by a private 6-ft vinyl fence—ideal for creating your own backyard paradise. Located in a sought-after, no-HOA waterfront community, this property offers unbeatable access to some of the area’s best attractions. Enjoy a short stroll to the Dunedin Causeway, the Pinellas Trail, and the Dunedin Golf Club. The newly renovated Highland House Restaurant & Bar is just around the corner, and downtown Dunedin is a quick bike ride away, offering an array of dining, craft breweries, boutique shopping, and vibrant entertainment. Year-round festivals, including annual art shows and holiday events, bring the downtown streets to life. With power currently disconnected and a FEMA 50% letter available in the seller's disclosure, this is your opportunity to make an offer and transform this property into the home of your dreams. Whether you're looking to build equity or invest in a prime location, this gem is waiting for your vision. Don’t miss out—make your offer today and start building your future in this incredible location! Property being sold AS IS. Cash buyer, or call for details on a conventional rennovation loan or a fix & Flip loan.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,920 | $391,920 | $391,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $214 | $214 | $214 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,674 | $2,605 | $3,305 |
Total Monthly Payment | $2,963 | $2,894 | $3,594 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.