Presented byLinda O'Hara - Linda's Team |
Welcome to 61 Flat Iron Road, Guilford, CT. Nestled on nearly one acre in the desirable North End Colony Lake Association, this inviting raised ranch has the perfect blend of natural beauty, potential, and lake living. Built in 1970 and spanning 2, 338 square feet, this home awaits your vision to make it truly your own. The thoughtfully designed layout includes 3 spacious bedrooms and 2 full bathrooms. The main level features a large kitchen bathed in natural light, a comfortable living room, and a versatile room that opens onto a deck overlooking your private backyard-a serene setting perfect for entertaining or quiet relaxation. Downstairs, discover additional living space complete with a cozy fireplace, a 3-season room ideal for unwinding, a convenient laundry room, a utility room, and a sizable 2-car garage. The possibility for customization is endless, allowing you to create a space that perfectly suits your lifestyle. As a resident of the North End Colony Lake Association, you'll have the option to enjoy year-round access to West Lake, a stunning 52-acre, spring-fed lake ideal for swimming, kayaking, and fishing. Membership is voluntary, with affordable annual dues, giving you access to a private association beach, docks, and various lake activities. 61 Flat Iron Road is more than just a home; it's a gateway to a lifestyle filled with adventure, tranquility, and the beauty of Guilford's treasured lake community.
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Bedroom 2 | Upper | |
Dining Room | Upper | |
Family Room | Fireplace | Lower |
Full Bath | Upper | |
Full Bath | Lower | |
Kitchen | Upper | |
Living Room | Upper | |
Primary Bedroom | Upper | |
Sun Room | Lower |
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Luxury Properties Specialist
William Raveis Real Estate
Phone: 860.209.7044
Linda.OHara@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.913.1633
Jorge.Rivera@Raveis.com
NMLS Mortgage Loan Originator ID 12303
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $636 | $636 | $636 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,101 | $2,047 | $2,597 |
Total Monthly Payment | $2,812 | $2,758 | $3,308 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.