This 2 Bedroom, 2 Bathroom manufactured home in the 55+ Floral Lakes Community in Bartow, FL sits upon Lake Fauna and features a spacious Kitchen with like-new stainless refrigerator, a Dining area with built in cabinetry and hutch, a large Living Room with sliding glass door that opens into the screened rear porch overlooking the lake. Primary bedroom features en-suite bathroom with a shower enclosure and sliding glass door, dual vanities plus dressing table, and linen closet. Guest Bathroom features shower/tub combo. Walk-in closets in both the Primary Bedroom and the Guest Bedroom.
Two-car carport includes workshop and laundry area.
Located in central Florida, between Tampa and Orlando, this golf cart friendly community is near the Bartow Civic Center, Bartow Public Library, and Mary Holland Park. Here you OWN YOUR LAND (no lot rent) and pay low monthly HOA fees. The Floral Lakes community offers access to stocked ponds with community boat ramp and dock. Clubhouse amenities include recreation space, shuffleboard, putting green, and large heated swimming pool. Social clubs, dances, exercise, pot lucks, and MORE!
Association approval is required for purchase. Call your Realtor today for more information and to schedule a showing!
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Our Executive Mortgage Banker:
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$159,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,200 | $127,200 | $127,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $173 | $173 | $173 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $868 | $845 | $1,073 |
Total Monthly Payment | $1,116 | $1,093 | $1,321 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.