"LUDLOW LEGACY" - Nestled in the sought-after Ludlow Park neighborhood of Yonkers, this stunning 1915 residence embodies character and versatility, all within a mere 15 minute drive to NYC. Situated just moments from the Hudson River and the Metro North Train Line, 133 Valentine St, Yonkers, NY offers a blend of convenience, historical charm and modern function, with income rental potential as a legal two family, or a grand single family residence with bonus apartment for in-laws. Spanning over 3, 000 SF, 133 Valentine St includes five spacious bedrooms, two full bathrooms and boasts original architectural details that add a timeless appeal. Immaculate hardwood floors, intricate crown moldings, dramatic ceiling heights, exposed beams, period light fixtures, and two fireplaces lend sophistication to the home's inviting ambiance. The flexible layout is perfect for owner-occupants seeking a mother-daughter setup or for those interested in rental income from the legal one bedroom apartment. The heart of the home, the eat-in kitchen, is well-equipped with a butler's pantry and an island, ideal for cooking and entertaining. Butler's pantry offers a nice space to convert for a full bathroom on first floor. A formal dining room sets the stage for memorable gatherings, while the expansive 300 SF enclosed front porch is perfect for enjoying morning coffee or unwinding with a book. Generous large windows throughout fill each room with abundant natural light, creating a serene and calming atmosphere. For those working from home, multiple spaces on the main and second levels offer versatility and privacy. The grand main foyer welcomes guests with a stately feel, and the massive basement provides ample storage or can be transformed into a workshop or additional living area. The apartment includes a bedroom, full bath, kitchen, washer/dryer, and living room, making it self-sufficient for friends or tenants. Outside, the gated property showcases mature landscaping that enhances the home's majestic appeal, along with a detached 2-car garage and a peaceful backyard. Yonkers, known for its rich history, vibrant arts scene, and riverfront parks, offers residents a lively urban atmosphere with the comforts of a suburban lifestyle. With close proximity to both outdoor recreation and city amenities, Yonkers is ideal for those seeking a blend of culture, nature, and convenience. This property is a unique find that combines elegant details, versatile living spaces, and a prime location, perfect for those searching for both comfort and opportunity in a charming, historic neighborhood.
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $716,000 | $716,000 | $716,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $1,639 | $1,639 | $1,639 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,009 | $4,350 | $5,898 |
Total Monthly Payment | $5,740 | $6,081 | $7,629 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.