St Pete Beach, FL also known as the SUNSET CAPITAL of Florida. An amazing opportunity to own a beautiful beach house. This home was completely renovated in 2020 and no detail was overlooked. Home did sustain flood damage from Hurricane Helene and is being sold AS IS. Seller makes no warranties regarding the homes condition or feasibility of a rehab project. Home has been completely remediated and is ready for new owner’s décor. When purchased in mid-June 2020, the entire home was renovated. This 3-bedroom, 2-bathroom home has the bones of a beautiful beach house. Starting with the kitchen, it was renovated with solid wood custom cabinets—quartz countertops were saved—to be used for the rebuild, if desired. The impressive open kitchen is complete with large farm style sink, tiled backsplash and stainless-steel range hood. Hurricane impact windows throughout, custom plantation shutters on interior windows, the Master Bedroom has French doors leading to its own oasis complete with Brazilian Teak (IPE) deck and outdoor shower. PRIVACY PRIVACY PRIVACY!! Are you ready to move-in & experience the beach life? Spend your weekends at the beach because there isn’t any outdoor maintenance required at this house! Both the front & back yard have pavers. No grass to cut, only artificial turf to occasionally sweep. The large Florida room is entirely screened-in with added shiplap on the walls and ceramic tile flooring. Makes it a perfect BUG FREE area to relax, entertain or watch TV.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $396 | $396 | $396 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,109 |
Total Monthly Payment | $3,676 | $3,673 | $4,597 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.