2256 Philippine DRIVE, #14, Clearwater, FL, 33763 | $185,000

Welcome to your conveniently located first-floor condo, just one block from the West Activity Center and Harbor Lake. Enjoy easy access to a variety of amenities in this vibrant, interactive community. Park directly in front of the unit in your assigned parking spot and step inside to find a bright and updated living space with luxury vinyl plank flooring in the living room. The kitchen features modern updates, including stainless steel appliances, a stainless steel sink, and ceramic tile flooring. The primary bedroom boasts luxury vinyl plank flooring and an en suite bathroom, offering a stylish vanity, a new commode, and updated shower doors. Enjoy the convenience of having your own washer and dryer. For your comfort, the HVAC system was replaced in 2014, and ceiling fans in all main rooms help keep you cool. The Florida Room windows and rear door have been replaced to provide enhanced security. Stretch out on your rear patio covered with an awning to provide shade on sunny days, making it a perfect spot to relax. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. This unit combines modern convenience with a prime location in a community rich with activities and amenities. Don't miss the chance to make this charming home your own. Schedule a showing today and experience comfortable and convenient living at its finest!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Elevator(s), Gated, Laundry, Maintenance
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Washer Hookup
  • Complex: ON TOP OF THE WORLD
  • Year Built: 1983
  • Approx Sq. Feet: 1,100
  • Est. Taxes: $446
  • Condo Fee: $518 Monthly
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: TB8320019
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8320019/2256philippinedrive_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/14/2024 8:32:08 AM)
Listing courtesy of ON TOP OF THE WORLD RE   Phone: 727-799-3417

William Raveis Family of Services

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2256 Philippine DRIVE, #14, Clearwater, FL, 33763

$185,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $148,000 $148,000 $148,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $37 $37 $37
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,010 $984 $1,248
Total Monthly Payment $1,122 $1,096 $1,360

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.