Solid Ranch home on almost 2 acres ready for your updates and touches! A true handyman special, bring this diamond in the rough back to its glory! Can be lived in while you renovate. Covered front porch opens to entrance foyer with large closet, connects formal living room and dining room. Hardwood floors flow throughout. Living room has a wood burning fireplace, and picture window; dining room has large bay window, both overlooking the front yard. Eat-in kitchen with lots of cabinet space & ceiling fan. Full bath with stall shower off kitchen. Large heated breezeway connects kitchen with garage, is more of a 4-season room, has glass door to backyard and sunporch feel. Good flex and flow throughout house: the primary bedroom, with skylight and ceiling fan, could also be family room, with access to large partially fenced backyard. The other 2 bedrooms share a Jack'n'Jill bathroom with ample linen closet. Expansive basement has laundry hook-ups and could be heated by a wood burning stove; finish in 1889 sq ft! Enjoy large backyard - perfect for entertaining and relaxing with pretty gazebo and patio. Two car garage has attic space, and outdoor shed also has plenty of storage. Lots of parking in the large driveway. Newer roof, HVAC system, double oil tanks yield discount with larger fills. Across the street from Meadowview Park & Lake Elise! Enjoy Middlebury schools, Quassy Amusement & WaterPark! Please submit interest on GHAR form; EDM to Estate of Michael David Winkel Tax records indicate half bath but there is not one.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Jack & Jill Bath,Hardwood Floor | 14.0 x 14.0 | Main |
Bedroom 2 | Jack & Jill Bath,Hardwood Floor | 13.0 x 14.0 | Main |
Den | Patio/Terrace,Tile Floor | 14.0 x 20.0 | Main |
Dining Room | Bay/Bow Window,Hardwood Floor | 13.0 x 14.0 | Main |
Eat-In Kitchen | Ceiling Fan,Dining Area,Hardwood Floor | 12.0 x 21.0 | Main |
Full Bath | Stall Shower | 4.6 x 6.0 | Main |
Jack & Jill Bath | Full Bath,Tub w/Shower,Tile Floor | 10.0 x 10.0 | Main |
Living Room | Bay/Bow Window,Fireplace,Hardwood Floor | 15.0 x 23.0 | Main |
Primary Bedroom | Skylight,Ceiling Fan,Patio/Terrace,Hardwood Floor | 13.0 x 20.0 | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $774 | $774 | $774 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,126 | $2,698 |
Total Monthly Payment | $3,031 | $2,975 | $3,547 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.