12 S Shell ROAD, Debary, FL, 32713 | $365,000

Discover a charming oasis in the heart of DeBary, where comfort meets convenience. This delightful three-bedroom, two-bathroom home offers a perfect blend of modern living and small-town charm. As you step inside, you'll be greeted by an inviting atmosphere that beckons you to make yourself at home.

The primary bedroom serves as a tranquil retreat, while two additional bedrooms provide ample space for family or guests. The well-appointed kitchen is sure to inspire your inner chef, and the open-concept living area is ideal for both relaxation and entertainment.

Outside, a beautifully landscaped yard awaits, offering a serene space to unwind or host gatherings with friends and family. The property's location provides easy access to local amenities, including shopping, dining, and outdoor recreational activities.

Whether you're a first-time homebuyer or looking to downsize, this property offers a lifestyle that's hard to resist. Don't miss the opportunity to make this house your home sweet home!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 100 x 150
  • Laundry: Laundry Room
  • Year Built: 1955
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,482
  • Acreage: 0.34
  • Lot Size: 100 x 150
  • Est. Taxes: $947
  • Elem. School: Debary Elem
  • Middle School: River Springs Middle School
  • High School: University High School-VOL
  • Appliances: Cooktop, Dishwasher, Disposal, Refrigerator
  • MLS#: V4939347
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/V4939347/12sshellroad_debary_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/14/2024 12:08:22 PM)
Listing courtesy of COLDWELL BANKER COAST REALTY   Phone: 386-775-3227

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12 S Shell ROAD, Debary, FL, 32713

$365,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $292,000 $292,000 $292,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $79 $79 $79
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,992 $1,941 $2,462
Total Monthly Payment $2,146 $2,095 $2,616

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.