Beautifully maintained Carnegie model with a Spanish tile roof, situated on a lush conservation lot and offering complete privacy in the Terra Vista neighborhood of Solivita! This upgraded 2-bedroom 2-bath home offers an additional family room that can be used as a den or media room, providing versatile space for relaxation or entertainment. The open-concept design features CERAMIC TILE throughout the wet areas with carpet in all bedrooms. The modern kitchen features 42-inch maple cabinets with convenient lower pull-out shelving, elegant under-cabinet lighting, and GRANITE countertops complemented by a stylish MOSAIC GLASS tile backsplash. Outfitted with STAINLESS STEEL appliances and recessed lighting, this kitchen is both functional and inviting. A breakfast bar with pendant lighting opens to an eat-in nook, perfect for casual meals and gathering with family and friends. The oversized OWNER'S SUITE is conveniently located on one side of the home, creating a desirable split floor plan. This luxurious space boasts a double-door entry, BAY WINDOW bump out, sliders leading to the private lanai, a linen closet, and two spacious walk-in closets. The attached ENSUITE BATH is designed for comfort, featuring a tiled walk-in shower, a relaxing garden tub, DUAL SINKS and a private water closet. The second bedroom and an additional full bath are thoughtfully positioned on the opposite side of the home, ensuring guests enjoy their own private space. The EXTENDED and SCREENED lanai, surrounded by lush landscaping, is perfect for entertaining and offers a tranquil sanctuary for quiet, relaxing evenings. A FENCD -IN area on the side is perfect for pets, providing them a safe space to play. Additional upgrades include 8' foot doors, PLANTATION SHUTTERS in dining room and owners bath, upgraded lighting and fans, pull down attic stairs and uplighting in front yard. HVAC REPLACED IN 2022. HWH 2018. EXTERIOR PAINTED 2018. ** Click on VIRTUAL TOUR link 1 to see MATTER PORT 3D VIDEO and virtually walk through this home. ** Solivita's amenities include: - a manicured SOFTBALL diamond & field - 36 holes of CHAMPIONSHIP GOLF that can be played by joining the Stonegate Golf Club or paying as you go - 2 STATE of the Art AMENITY centers with updated exercise equipment, yoga studio & meeting rooms - 3 restaurants - 14 HEATED POOLS - 17 PICKLEBALL courts - 9 TENNIS courts - 4 BOCCE BALL courts - 4 SHUFFLEBOARD courts - 3 HORSESHOE pits - a BILLIARDS room - miles of bike paths - 2 DOG PARKS (Small & Large Dogs) - Corn Hole - Tot Lot PLAYGROUND - COMMUNITY GARDEN - over 250 resident clubs. The HOA: - maintains the LANDSCAPING & IRRIGATION systems in the common areas as well as at individual homesites - maintains the roads throughout the community - PROVIDES SECURITY with gate guards and mobile patrols including the Polk County Sheriff - allows AUTOMATED GATE ACCESS for residents via license plate readers - provides residents with Fiber Optic Internet & TV service. ***Poinciana Lakes Plaza is a MAJOR NEW SHOPPING CENTER that opened directly across from the Solivita Main Gate in Summer of 2024. It features Sprouts Grocery, TJ MAXX, Ross, Burlington, Rack Room Shoes, 5 Below, Ulta, Outback, First Watch, 5 Guys, Urgent Care, Dentist, TD Bank, Petco & Hair Cuttery PLUS MORE TO COME. ***
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $318 | $318 | $318 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,178 | $2,122 | $2,692 |
Total Monthly Payment | $2,571 | $2,515 | $3,085 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.