6040 Rum Cove DRIVE, Placida, FL, 33946 | $1,999,500

Auction Property. ABSOLUTE SALE—SOLD REGARDLESS OF PRICE. The sale will be held at the home on January 11th at 12: 00 noon. Previews will be held from 11: 00 a. m. on sale day. Because this is an auction sale, the home may sell for less or more than the list price.
Escape to an Island / Resort paradise on Palm Island with this breathtaking 3-bedroom, 3-bath Gulf-view retreat, nestled on over an acre in an exclusive resort community of only 9 homes. A quick 4-minute ferry ride brings you to this fully furnished, turnkey oasis where privacy, adventure, and modern conveniences await. With panoramic Gulf, lagoon, and beach views, expansive decks for lounging or entertaining, and an inviting open floor plan, this home is designed for effortless island living. The gourmet kitchen, equipped with an 8-burner gas stove, Corian countertops, dual sinks, and pocket sliders, opens to fresh Gulf breezes, making gatherings a delight. Home can be rented for minimum of 2 night - Guests can use all resort amenities.
The luxurious primary suite on the top floor offers a serene escape, featuring a sitting area, large walk-in closet, private deck access, and a spa-like bathroom with a soaking tub, dual-head shower, and dual vanities. Enjoy resort-style amenities right outside your door, including beaches, a community pool, shaded lounge areas, tennis/pickleball courts, and a private dock slip. The home has been thoughtfully updated with new siding, a metal roof, composite decking, and fresh paint to ensure a worry-free, move-in-ready experience.
Ample storage space in the garage and bonus room keeps all your adventure gear at hand, with a golf cart, SUP boards, kayaks, and more included in the sale. This home offers all-weather security and peace of mind, equipped with a full-house propane generator, automatic hurricane shutters, and upgraded garage systems. As a member of the Resort Master Association, enjoy added benefits like ferry passes, parking, bell services, and access to local dining, shops, and a recreation center. This is more than a home—it’s the island lifestyle you’ve dreamed of. Move in, relax, and make every day a getaway in this rare coastal gem.
. . . . . . . . The buyer will receive a general warranty deed free and clear of all debts. A clean 4-point Inspection Report is Attached and will be available at the sale for you to view.

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Maintenance, Pickleball Court(s), Playground, Pool, Security, Tennis Court(s), Vehicle Restrictions
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 119 x 395
  • Laundry: Inside, Laundry Room
  • Style: Key West
  • Year Built: 2000
  • Garage: 2-car
  • Heating: Central, Electric, Propane
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 3,118
  • Acreage: 1.08
  • Lot Size: 119 x 395
  • Est. Taxes: $28,571
  • HOA Fee: $1,749 Quarterly
  • Lot Desc: FloodZone, Landscaped, Level, Private
  • View: Water
  • Elem. School: Vineland Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Washer, Wine Refrigerator
  • MLS#: TB8317581
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /eprop/TB8317581/6040rumcovedrive_placida_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 9:17:07 AM)
Listing courtesy of AMERICAN HERITAGE REALTY, INC.   Phone: 727-726-7272

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NMLS Mortgage Loan Originator ID 16953

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6040 Rum Cove DRIVE, Placida, FL, 33946

$1,999,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,599,600 $1,599,600 $1,599,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.750% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.282% 6.864% 6.810%
Monthly Tax Payment $2,381 $2,381 $2,381
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $10,242 $10,375 $14,044
Total Monthly Payment $12,748 $12,881 $16,550

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.