Close to the vibrant and historic New Port Richey downtown, this spacious ranch has recently been updated. New flooring and fresh paint throughout. With over 2, 000 square feet of living space situated on a double lot, there are so many options -- plenty of room for a swimming pool off the alley way access, store your boat, campers, etc. NO HOA! The split plan for bedrooms/baths offers an opportunity to make one side a suite for a relative (in-law suite) with a separate entrance and screened lanai. Living room/Dining/Kitchen great room space is open concept and the hub of the house, another living space/family room is an option with the 2nd side entrance. The primary bedroom has an en suite bathroom with walk in shower, tile floors and tile wainscoting for easy cleaning and care. Living near the active downtown will be a joy, ride your golf cart through town and participate in festivals, concerts, river parades and all the wonderful dining and shopping venues! Sims Park is minutes away as well as the Cotee River where you can launch your boat, kayak, paddleboards and enjoy the Gulf Coast life! Visit the Bayou District for Gulf Front dining and fun - including a Casino Boat! New Port Richey is TRENDING - Pasco County is the place to be in the Tampa Bay region. Come be a part of this unique and popular area!
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Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $561 | $561 | $561 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,315 | $2,286 | $2,935 |
Total Monthly Payment | $2,951 | $2,922 | $3,571 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.